Equity Release

Equity release, or a Lifetime Mortgage, allows homeowners (aged 55 and over) to release cash from their property tax-free. The amount that can be borrowed is determined on your age and the value of your home. As a general rule, the most that can be borrowed via an equity release lifetime mortgage is 60% of the value of the property.

A lifetime mortgage is the most popular type of equity release as the plan holders still owns the property and can remain living there but does not have to make any monthly payments on the borrowing. The provider will recoup their investment upon the plan holder passing away (or going into long-term care) as the property is then sold. 

A lifetime mortgage could give you the freedom to enjoy your retirement. Our advisers hold special qualifications to enable them to give advice on equity release.

We can arrange the mortgage via our qualified affiliated companies.